Motor Insurance Database (MID)
Insurance Companies must provide details of your motor insurance policy to the Motor Insurance Database (MID). It is no longer enough just to be insured, all vehicles must be listed on the MID.
The Role of the MID and Your Responsibility
Data from the MID is used by police to help combat uninsured driving. If your details haven’t been entered on the MID you may be stopped by the police and there’s a risk that your vehicle could be seized if the correct details haven’t been registered.
For private individuals, it is the responsibility of the Insurance Provider to get details of a policy or changes on to the MID within seven days of the effective date. It is, therefore, vital that you inform us immediately of any changes that need to be made to your policy.
For company vehicles, it is the responsibility of the policy holder to ensure that their company vehicle details are provided to the MID.
Check your Vehicle is on the MID
It is now possible to check that your vehicle is registered on the MID. By logging on to askMID and following the instructions you can confirm quickly and easily that your vehicle insurance details have been entered.
All you have to do is enter your vehicle’s registration number and to confirm that the vehicle is registered, owned or insured by either you or your employer and regularly driven by you. Then press enter and the system will instantly tell you whether or not a policy for your vehicle is recorded on the system.
If askMID has no record of your motor insurance on the system you should contact us or your Insurance Company immediately.