Web Developers Working On Website

Why Do Web Designers Need Professional Indemnity Insurance?

In this day and age, every business has a website. A website is a crucial part of a business’s customer engagement, and therefore not any old website will do. Clients will pay a web designer good money to design something that not only works and looks good but gets them business too. If a website …

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Frequently Asked Questions Text

Professional Indemnity Insurance FAQ’s

Professional indemnity insurance can be an important type of cover that you may wish to obtain if your business provides advice or a professional service to clients. Below we have answered some of our most popular questions about this type of cover – take a look below to see if you can learn anything new! …

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Concept of Business Interruption

Business Interruption Insurance & The Importance Of Setting An Appropriate Indemnity Period

Business Interruption Indemnity Periods Business interruption provides cover for the loss of profit or loss of revenue following damage or disruption to business premises. This can also include the supply chain that prevents a business from trading normally or prevents trading altogether. Included in that policy is an indemnity period. This is the maximum period …

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Cyber Insurance Concept

Cyber Insurance Guide

CFC have recently released their first ever cyber guide, explaining how cyber risk and insurance has evolved and how a good cyber policy addresses modern exposures. Below we have briefly summarised the key points of the guide, however the full cyber guide can be found via CFC’s website. What Does Cyber Mean? “Cyber” is on of the …

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Businessman Holding House Model

Why Your Business May Require A Commercial Property Owners Policy

You may believe that you have arranged all of your business correctly under one policy, however you may be missing fundamental and critical cover to ensure that you have protected your property correctly. Who Owns The Property? If you own the property personally (or via a pension fund, separate business/company) then you should arrange cover …

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Architects Working With Blue Prints

Professional Indemnity Insurance For Contractors

There are many benefits to being self-employed, such as being in control of your time, choosing who you work with, pursuing projects that spark your interest etc. However, there are also a whole host of responsibilities and risks that come with it. One of the most important responsibilities, and one which will help reduce risk, …

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Hand Written Word 'Liability'

What Is The Difference Between Public Liability & Professional Indemnity Insurance?

As a business professional, you are probably aware of both Public Liability and Professional Indemnity Insurance, but do you actually know the difference between the two types of cover? Public Liability (PL) insurance and Professional Indemnity (PI) insurance are both commercial insurance policies designed to cover compensation claims. However, the types of compensation claims that …

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Insurance flowchart highlighting different protection offered by an insurance policy used to indicate that professional indemnity insurance run off cover can be used to protect your business from claims after the business ceases to trade.

Why Is Professional Indemnity Run Off Cover Important?

In this article we discuss why you should maintain your Professional Indemnity Insurance after you retire, close or sell your business. Table of Contents If you’ve decided to retire, close your business or even sell your business, have you thought about whether you need to continue with Professional Indemnity Insurance? It’s something that we strongly …

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Steel Plant On Fire

The Importance Of Hot Work Permits

It has been hinted at by investigators that the recent Notre Dame fire was the result of hot work as part of a restoration programme. This will not be the first time a fire of this kind has severely damaged or destroyed an iconic building, as so far this year there have been almost 200 …

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