What is Professional Liability Insurance?

If you’re running a business then you need to have professional liability insurance. With a multitude of risks facing you it can be difficult to decide exactly what cover you need but without liability cover you leave your business open to claims from both employees and members of the public.

Professional Liability insurance is a phrase that simply means liability insurance for professionals. The definition of ‘professional’ is wide and encompasses Accountants, Architects, Management Consultants, Estate Agents, IT Consultants, Web Designers and so on. The list is effectively every trade that is not a manual working trade (such as builders, plumbers etc).

The cover provided is a combination of:

Some businesses do not need Employers Liability (see link above for further information) and will therefore arrange just Public and Product Liability.

We can quote for Professional Liability insurance online, just click on the link to get an instant quote. You can buy your policy online and our website will email your policy documents immediately following payment (we take debit/credit cards or direct debit).

As always, if you have any queries please contact us.

Leave a comment