Accountant Using Calculator

Do Accountants Need Professional Indemnity Insurance?

Within any profession in which a business is providing advice or a service to a client, it is highly recommended that this type of professional should obtain professional indemnity insurance. Accountancy is one of those professions, and we shall discuss within this article why exactly accountants require professional indemnity insurance, what a policy can protect …

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Photographer Holding Camera

What Type Of Insurance Does A Photography Business Need?

What Insurance Is Required By Law For Photographers? Public Liability If you are a member of the British Institute of Professional Photography or Master Photographers Association, obtaining public liability insurance is compulsory. When you are working out on location or at a client’s premises, if someone is injured, or their property is damaged, you could …

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Stack Of Money Between Gavel

Firm Fined For Failing To Have Employers Liability Insurance

A Sunderland firm has been fined for failing to hold employers liability insurance that enables employees to claim compensation should they be injured at work. The Health & Safety Executive carried out an investigation following receipt of information that suggested ‘Sun Spirit Ltd’ (a solar panel installation company) was not insured correctly. Following the investigation, …

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Employers Liability Written On Paper

Employers’ Liability Insurance: Protecting Yourself And Your Employees

Unlike other types of professional insurance where cover is optional and dependant on the needs of the business, employers’ liability insurance is required by law. So, if you have employees, you are legally required to have at least a minimum level of liability cover. Protecting Your Employees The reason this insurance cover is compulsory is …

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Professional Liability Insurance Document

What is Professional Liability Insurance?

If you’re running a business then you need to have professional liability insurance. With a multitude of risks facing you it can be difficult to decide exactly what cover you need but without liability cover you leave your business open to claims from both employees and members of the public. Professional Liability insurance is a …

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