As with any national holiday, Christmas is a time when many individuals and companies start to put on festive-themed events such as festivals and fairs. Whilst these occasions may be fun for everyone involved, it is down to the organisers of the event to ensure that they remain enjoyable. This can be done through careful planning and by taking plenty of precautionary measures.
You may ask yourself: what could possibly go wrong at a family event such as a Christmas fair, exhibition or market? Unfortunately, there are risks associated with every public event, such as accidents, injuries, fires and other situations where someone gets hurt or is left out of pocket.
The organisers of Christmas events therefore need to consider taking out events insurance, a type of professional insurance product designed to protect the people attending the event and those behind the scenes.
Event insurance works in a similar way to public liability insurance, acting as financial protection in case of personal injury compensation claims after trips and falls, or claims should third party property become damaged. The difference is that event insurance is designed for specific, one-off occasions and the risks associated with each, and terms of coverage can be tailored depending on the nature of the event.
For further information, please get in touch with a member of our team.