Claims

The perils of underinsurance
July 24, 2013

Without realising it, many businesses are risking their survival and making it very difficult to bounce back successfully from a major loss. The problem is underinsurance. Zurich have recently written about the problem and we have reproduced their article below. […]

New procedures for Employers and Public Liability claims
June 20, 2013

New procedures for the handling of Employers Liability claims and Public Liability claims are to be introduced in July this year. It is hoped that the new procedures, which are similar to those implemented for Road Traffic Act claims, will […]

Is there a claims culture in Emergency Services?
April 30, 2013

Our guess is that PC Kerry Jones didn’t expect the kind of media furore that she encountered after filing her claim for compensation recently. Falling over a garage kerb whilst on duty, she later submitted a claim for damages in […]

Top 5 Workplace Injuries
April 29, 2013

Accidents happen. At least that’s how the saying goes. But what about accidents in the workplace? Apart from the obvious detriment to the injured person/employee there’s also the cost to the business – time off work, replacement staff, potential damages […]

Boston Bomb boosts Business Interruption losses
April 26, 2013

The devastating effects of the Boston Bombs, detonated on the 15th April 2013, will surely remain in our minds for ever. No-one can fail to have been moved to despair at the sight of the attendant crowds running for their […]

Insurance Fraud increases 6 fold since 2006
April 25, 2013

Insurance fraud has increased by more than 600% between 2006 and 2012, Experian has found. Fraudulent claims submitted in 2012 showed an increase of 7% since 2011 but compared to 2006 they were up by a massive 600%. Out of […]

The ‘cash for crash’ and ‘rear-end bump’ scam
March 12, 2013

Rear end bumps account for one in four of all road accidents and the proportion is increasing year-on-year, according to recent statistics. The cost of whiplash, the most common injury in rear-end shunts, was estimated to be £1.9 billion in […]

Post-Thaw – check once more!
January 25, 2013

Following on from the recent excellent Loss Prevention Guide from Ageas, comes their guide to property protection as the ice and snow begins to finally melt away. You can download the THAW 2013 document (pdf) or read the small extract […]

New measures to bring down the number and cost of whiplash claims
December 11, 2012

A new announcement from the Ministry of Justice today paves the way for a crackdown on the rising number of whiplash claims in the UK. Read their full article here: Whiplash crackdown.

Talks over flood insurance fund break down | Reuters
November 27, 2012

The UK Government has decided against funding for a scheme to subsidise insurance for households in danger of flooding. The current scheme, whereby insurers cover those homes likely to be affected at a lower premium than they would normally do, […]

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